KreditBee: Ab Ghar Bethe Loan Le in 5 easy step

KreditBee: Provides personal loans and financial services to self-employed and salaried professionals from NBFCs and banks. In this blog post, you will get to know about KreditBee instant personal loan. We will cover the following topics: we are cover up following points: Introduction, Types of loan, Eligibility Criteria, How to apply, Loan charges, and Company Contact Details.

Apply for KreditBee personal loan at interest rates as low as 18%, flexible loan amount between Rs. 1000 to Rs. 3 lakhs, adjustable repayment tenure from 3 to 24 months, direct bank transfer, 100% paperless, quick processing and disbursement

Maximum Tenure 3 Years Best Rate 18% Processing Fee 3-4% Features Complete Online Process Minimum Documentation Fast Processing Fee – 3 to 4% of Loan Amount Interest Rate Starting – 18% Required Documents Proof of Identity and Proof of Address – (PAN ) Card and Aadhar Card) Proof of Income – Salary Bank Statement.

KreditBee: Introduction

KreditBee was started in 2016 by a group of individuals from prestigious institutions like IIT, IIM and NUS to solve the problem of easy credit among young professionals in India. Whose co-founder and CEO is Madhusudan Ekambaram. Today KreditBee gives loans to more than 15000 people every day. Till now, it has distributed loans worth more than 2 billion dollars to approximately 50 lakh people.

“Our aim is to be the first quick and convenient choice for people regarding loans”. This is an app based loan facility. With this, a customer can get a loan ranging from Rs 3000 to Rs 5 lakh quickly by completing minimum paper work. The application process is completely online, and upon approval, the cash is immediately transferred to the user’s bank account.

To increase its business, the company has launched KreditBee Card under a new scheme. The company launched the cards in late August and is currently issuing more than 5,000 cards per day. Additionally, the company is also launching BNPL, or buy now, pay later, integration with multiple payment gateways and merchants.

How many types of loans does it give?: KreditBee

KreditBee: Currently deals in two type of loan one is personal loan for salaried and second personal loan for Self-Employed. Soon the company is planning to start credit cards, motor loan and portfolio loan for SMEs also. For which recently another funding of $120 million has been received. The doors of US-based private equity giant Advent International.

KreditBee Personal Loan Key Features:

• Fast and simple application process: Web-based application process finished almost in few minutes.
• Instant loan disbursal: After approval, the loan amount will be credit into your bank account within 10 minutes.
• Flexi repayment option available: You can plan your repayment as per you best suits from 3 months to 36 months.
• Collateral free loan: No collateral required to secure the loan.
• Attractive interest rates: Company provide competitive interest rates starting at 12.25%p.a.*
• 24×7 customer support team: Customer support team are available 24×7 you can easily reach out if you have any concerns and questions.

KreditBee Personal Loan Eligibility Criteria:

• Citizenship: You must be an Indian citizen.
• Age: You must be between 21 and 50 years old.
• Income: You must have a monthly income of at least ₹10,000.
• Selfie: You must take a selfie of yourself.
• PAN card: You must provide a copy of your PAN card.
• Aadhaar card or passport: You must provide a copy of your Aadhaar card or passport.

Note: If you meet all the above criteria you can apply for a loan online application process is so easy and simple. If you got the approval you will get the amount with in 10 minutes in your bank account.

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How to apply the loan:

• Go to the official website of KreditBee or App enter your Adhar linked mobile number. You will receive a one-time password (OTP) on your mobile number. Enter the OTP to verify your mobile number and create your account.
• Enter your basic information like name, contact details, and income information. KreditBee will use this information to check your eligibility for a loan.
• For verify your profile need to upload you Pan card and Aadhar card image.
• Enter your bank account number and IFSC code. This is where the loan amount will be disbursed.
• Choose your loan amount and tenure.
• If your application will approved you will get your loan amount directly into your provided bank account within a 10 minutes.

KreditBee Personal Loan charges:

• Processing Charge: Company charged 2.5% processing fees charge of the disbursed loan amount.
• Late Payment Charge: If you failed to pay EMI on time company will charge late payment fees 25% of the monthly EMI.
• Prepayment Penalty Charge: If you want to make the Prepayment company will charge Prepayment Penalty approx 3% of the remaining principle amount.
• Overdue Interest Charge: If you are not able to pay your monthly EMI on time company will charge 2% overdue interest charge on monthly.

KreditBee Contact Details:

• Email: help@kreditbee.in
• Phone: 080-44292200 / 080-68534522
• Address: KreditBee 16/3, Adarsh Yelavarthy Centre, Opposite Frank Anthony School, Cambridge Layout, Jogupalya, Bangalore, Karnataka, 560008, India.

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